About St. Jude Capital
St. Jude Capital is an independent commercial finance consultancy and advisory brokerage serving growing B2B businesses, fleet operators, and industrial enterprises across Ontario.
We bridge the gap between rigid traditional bank lending and fast, flexible private capital. By combining deep operational expertise with an extensive network of institutional lending partners, we structure customized liquidity solutions (including invoice factoring, asset-based lending, and commercial equipment financing) designed to optimize cash flow and accelerate your growth.
Industries We Capitalize
Providing tailored commercial liquidity, asset-based lending, and debt structures across key growth sectors in Ontario.
Wholesale & Distribution
Revolving liquidity to move bulk inventory and fulfill enterprise purchase orders.
Distributors must pay suppliers upfront long before retail or enterprise customers settle accounts. We structure revolving credit lines backed by inventory and receivables to keep your supply chain moving seamlessly.
Manufacturing & Industrial Production
Funding raw materials, production gear, and large-scale order fulfillment.
High CapEx requirements and inventory holding costs can stall growth. Our asset-based lending (ABL) lines leverage inventory and accounts receivable to unlock working capital and fund machinery upgrades.
Construction & Heavy Trades
Capitalizing progress billing and equipment acquisitions for active jobs.
General contractors and sub-trades face significant capital outlay before project completion. We provide flexible equipment financing for heavy machinery alongside working capital solutions secured by unpaid project invoices.
Transportation & Logistics
Unlocking immediate liquidity for fleet operations and freight lines.
We bridge the gap created by extended 30- to 90-day broker payment terms. Our invoice factoring and equipment leasing structures ensure steady cash flow for fuel, payroll, and fleet expansion without added balance-sheet debt.
Agriculture & Food Processing
Stabilizing seasonal working capital and funding specialized fleet assets.
Food producers and distributors face seasonal demand spikes and tight operating margins. We deliver asset-backed financing and equipment leasing tailored to agricultural processing, cold storage, and fleet logistics.
Commercial Services & Facility Management
Maintaining steady cash flow for high-volume operational expenses.
From property maintenance to specialized commercial services, field operations demand constant cash flow for payroll, equipment, and fuel. We advance funds against outstanding customer invoices to keep operations running at full capacity.
Technology & Telecommunications
Supporting hardware rollouts, corporate contracts, and managed services.
Procuring enterprise networking gear and smart systems demands heavy upfront capital. We finance hardware inventory and lease client equipment setups so you can take on large enterprise deployments effortlessly.
Staffing & Human Resources
Guaranteeing ongoing weekly payroll without cash flow delays.
Staffing agencies bear immediate, non-negotiable payroll obligations while corporate clients take 30 to 60 days to pay. Our invoice factoring solutions supply predictable, immediate cash flow to meet payroll every single cycle.
Energy & Environmental Services
Capitalizing specialized machinery and long-term utility contracts.
Environmental services and infrastructure contractors require capital-intensive equipment to fulfill municipal or utility jobs. We provide custom equipment financing and progress-bill factoring to support high-growth operational bids.
