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Privacy Policy

Jurisdiction: Ontario, Canada (PIPEDA Compliant)

At St. Jude Capital Inc. ("St. Jude Capital", "we", "us", or "our"), we respect the privacy of our commercial clients, corporate partners, and website visitors. This Privacy Policy outlines how we collect, use, disclose, and safeguard personal and financial information when you access our website or engage our commercial finance consultancy and advisory brokerage services across Ontario.

We comply strictly with the Canadian Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

1.1 Information We Collect

As a commercial finance advisory, we collect information necessary to evaluate, structure, and facilitate B2B commercial liquidity solutions (including Invoice Factoring, Asset-Based Lending, and Commercial Equipment Financing). This includes:

  • Corporate & Business Information: Legal company name, operating name, business address, corporate registration details, financial statements, accounts receivable aging reports, asset ownership records, and operational details.

  • Contact Information: Names, business email addresses, telephone numbers, and corporate job titles of executive officers, owners, or authorized company representatives.

  • Website & Technical Data: IP addresses, browser types, device diagnostics, operating systems, referring URLs, and website interactions collected via cookies and analytics software.

1.2 How We Use Your Information

We utilize collected information solely for legitimate B2B commercial finance purposes, including:

  • Evaluating corporate eligibility for commercial credit, equipment leases, asset-backed facilities, and factoring lines.

  • Connecting your business with vetted institutional lending partners, private credit funds, and secondary market capital providers.

  • Communicating regarding inquiries, application status, consultation scheduling, and advisory updates.

  • Maintaining regulatory compliance, fraud prevention, and identity verification.

  • Improving website functionality, performance, and institutional user experience.

1.3 Disclosure to Third Parties

St. Jude Capital is a commercial finance consultancy and advisory brokerage, not a direct retail deposit-taking bank. In order to procure requested capital, we share relevant business financial packages with selected institutional lenders, private credit underwriting teams, factors, or equipment leasing institutions within our partner network. We do not sell, rent, or trade client personal or commercial data to marketing brokers or unrelated third parties.

1.4 Data Security & Retention

We maintain enterprise-grade physical, administrative, and technological security controls to guard against unauthorized access, loss, or disclosure. Corporate financial records are retained only as long as necessary to fulfill advisory mandates or satisfy legal and statutory accounting obligations in Ontario.

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